Does Target Take Apple Pay? A Complete Guide [2024]

Yes, Target accepts Apple Pay at all its stores and in the Target app. Since rolling out Apple Pay nationwide in 2019, Target has made shopping easier, more secure, and faster for iPhone users. This guide covers everything you need to know about using Apple Pay at Target, including how to maximize savings and make the most of this convenient payment option.

How to Use Apple Pay at Target

Using Apple Pay at Target is quick and straightforward. Here’s how to pay with Apple Pay at checkout:

1. Locate the Contactless Payment Symbol: At the register, check for the contactless payment logo on the card reader.
2. Activate Apple Pay: Double-click the side button on your iPhone.
3. Authenticate: Use Face ID, Touch ID, or your passcode.
4. Hold Your iPhone Near the Reader: Keep it close to the terminal until you see a checkmark and hear the confirmation sound.

Pro Tip: To make future purchases even faster, link your Target RedCard to Apple Pay in the Wallet app for 5% off every purchase.

Benefits of Using Apple Pay at Target

There are multiple advantages to using Apple Pay for your Target shopping, from security to rewards:

• Contactless and Hygienic: Apple Pay’s touch-free technology offers a hygienic payment option.
• Enhanced Security: Apple Pay encrypts your data through tokenization, providing a secure transaction experience.
• Speed: Paying with Apple Pay speeds up checkout times, especially at self-checkouts.
• Integration with Target Circle: Earn Target Circle rewards automatically when you use Apple Pay, making it easy to accumulate points on every purchase.
• Digital Receipt Storage: Receipts are stored in your Wallet app, making it convenient to track spending and manage returns.

Important Details to Know

While Apple Pay is widely accepted at Target, keep these key points in mind:

• Accepted at All U.S. Target Locations: Apple Pay is available at all Target stores, both at checkout and self-checkout lanes.
• Compatible with the Target App: You can also use Apple Pay for in-app purchases through the Target app (download here: iOS | Android).
• Works with Target RedCard: Link your RedCard to Apple Wallet for the convenience of Apple Pay plus 5% off.
• Pairs with Target Circle: Using Apple Pay still qualifies you for Target Circle rewards, so you don’t miss out on points.

Maximizing Savings with Apple Pay at Target

Savvy shoppers can get extra savings by combining Apple Pay with other money-saving strategies at Target:

1. Link Your Target RedCard: Earn 5% off every purchase when you link your Target RedCard (debit or credit) to Apple Pay in the Wallet app.
   • Apply for the Target RedCard
2. Use Target Circle Offers: Sign up for Target Circle to access exclusive offers, birthday discounts, and special rewards. Target Circle points accumulate on every purchase, including Apple Pay transactions.
   • Join Target Circle
3. Earn Cashback with the Apple Card: If you use the Apple Card with Apple Pay, you’ll earn 2% cashback on every Target purchase. Cashback is instantly added to your Apple Cash balance, which you can use for future purchases.
4. Explore Cash-Back Apps: Cash-back apps like Rakuten and Ibotta offer additional savings on Target purchases. Link these apps to your Target account to earn even more rewards.
   • Sign Up for Rakuten | Download Ibotta
5. Check Out Online Sales in the Target App: You can use Apple Pay to buy sale items directly through the app. Early morning is often the best time to catch restocked items and hot deals.

Alternative Payment Methods at Target

In addition to Apple Pay, Target accepts a range of other payment options to fit different shopper needs:

• Credit Cards: Visa, Mastercard, American Express, and Discover.
• Target RedCard: Includes debit, credit, and Mastercard versions of the Target RedCard, offering 5% off every purchase.
• Google Pay and Samsung Pay: Accepted at all Target locations for contactless payment.
• Debit Cards: U.S.-issued debit cards are accepted.
• Gift Cards: Redeemable for in-store and online purchases.
• Cash and Checks: Both accepted at all checkout lanes in-store.

Additional Info: Target.com does not currently accept Apple Pay for browser-based purchases, but it is accepted within the Target mobile app.

Conclusion

Apple Pay is a convenient, secure, and quick payment method for shopping at Target, both in-store and within the Target app. By linking your Target RedCard to Apple Pay and taking advantage of Target Circle offers, you can save on every purchase. Use these tips to maximize your savings and get the most out of each Target run.

Ready to get started? Download the Target app and link your payment methods to enjoy seamless shopping with Apple Pay at Target today.

Read also: When Does Target Restock? Complete Store Guide [2024]
Does Walmart Take Apple Pay? Your Complete Guide to Payment Methods

Frequently Asked Questions About Apple Pay at Target

1. Can I use Apple Pay at all Target stores?
Yes, Apple Pay is accepted at all Target store locations in the U.S., including self-checkout lanes. You can also use Apple Pay within the Target app.

2. Is there a spending limit for Apple Pay at Target?
No, Target does not impose a specific spending limit for Apple Pay transactions. However, daily limits set by your bank or card issuer will still apply.

3. Can I get cashback using Apple Pay at Target?
Target doesn’t offer cashback on Apple Pay transactions, but you can earn Target Circle rewards and 5% off with the RedCard. Using the Apple Card with Apple Pay at Target will also earn you 2% cashback.

4. Can I use Apple Pay for Target.com purchases?
Apple Pay is available for purchases in the Target app, but it is not accepted directly on Target.com through a web browser. To use Apple Pay, shop through the app on your iPhone or iPad.

5. Does Target accept other mobile wallets?
Yes, Target accepts Google Pay and Samsung Pay in addition to Apple Pay, giving shoppers multiple contactless payment options.