Does Walmart Take Apple Pay? Your Complete Guide to Payment Methods [2024]

If you’re wondering whether Walmart accepts Apple Pay, the quick answer is no—Walmart does not accept Apple Pay in stores or online. Instead, Walmart promotes its own payment solution, Walmart Pay, along with various other methods to accommodate different preferences. This guide covers all payment options available at Walmart, tips for maximizing savings, and secure alternatives for shopping in-store and online.

Why Doesn’t Walmart Accept Apple Pay?

Walmart’s decision not to accept Apple Pay is strategic, aimed at encouraging shoppers to use its in-house mobile payment solution, Walmart Pay. This move enables Walmart to:

• Minimize Transaction Fees: Walmart avoids the additional fees that come with third-party payment systems.
• Collect and Analyze Customer Data: By using Walmart Pay, Walmart can gain insights into shopping habits and improve personalized offers.
• Promote the Walmart App: Walmart Pay is part of the Walmart app, helping drive app downloads and engagement.
• Integrate with Walmart Rewards: With Walmart Pay, shoppers can take advantage of exclusive deals and rewards, enhancing the in-app experience.

Overview of Payment Methods Accepted at Walmart

While Apple Pay isn’t accepted, Walmart offers a variety of payment methods to suit different needs. Let’s take a look into each one.

1. Walmart Pay

Walmart Pay is Walmart’s proprietary mobile payment system, available through the Walmart app (download here: Walmart App). It allows you to pay using your smartphone by scanning a QR code at checkout. Here’s how to get started:

• Download the App: Available for iOS and Android.
• Add Payment Method: Link your credit card, debit card, or gift card.
• Checkout with Walmart Pay: Scan the QR code at the register to complete your purchase.

Benefits:

• Secure Payments: Walmart Pay uses encryption and allows for PIN or biometric authentication.
• Rewards Integration: Earn rewards on purchases made with Walmart Pay, and check app-exclusive offers to save more.

2. Walmart Credit Card Options

Capital One Walmart Rewards Card

• 5% Cash Back on Walmart.com purchases.
• 2% Cash Back in-store, at gas stations, restaurants, and for travel.
• 1% Cash Back on all other purchases.

Apply for the Walmart Rewards card here: Capital One Walmart Card.

Walmart MoneyCard (Prepaid Debit Card)

• Earn 3% cash back at Walmart.com, 2% at Walmart fuel stations.
• A good option for managing finances without a traditional bank account.

Apply for the Walmart MoneyCard here: Walmart MoneyCard.

3. Additional Payment Methods at Walmart

Walmart offers a range of accepted payment options both in-store and online:

• Credit Cards: Visa, Mastercard, American Express, Discover.
• Debit Cards: Any U.S. issued debit card with a major credit card logo.
• EBT Cards: For eligible food purchases.
• Gift Cards: Walmart gift cards can be used both in-store and online.
• PayPal: Online-only for Walmart.com orders.
• Personal Checks: Available for in-store purchases only.
• Cash: In-store payments only.

Note: Walmart does not currently accept Google Pay or Samsung Pay, as they continue to focus on Walmart Pay.

Tips to Maximize Savings at Walmart

While Walmart doesn’t accept Apple Pay, there are other ways to save money on your purchases. Here’s how you can cut costs effectively:

1. Take Advantage of Walmart Rewards and Cash-Back Apps

• Walmart Rewards: Earn cash back on purchases made through the Capital One Walmart Rewards Card or Walmart MoneyCard.
• Cash-Back Apps: Use apps like Rakuten (Rakuten), Fetch Rewards (Fetch Rewards), or Ibotta (Ibotta) to save on Walmart purchases by linking your accounts or scanning receipts.

2. Look for In-App Deals and Rollbacks

• Walmart frequently offers app-exclusive deals, flash sales, and “rollback” discounts on popular items. Be sure to check the Walmart app for current offers before making a purchase.

3. Use Gift Cards from Rewards Programs

• Redeem rewards from programs like Swagbucks (Swagbucks) for Walmart gift cards and save on future purchases.

Safe, Contactless Payment Alternatives to Apple Pay

If you’re looking for contactless payment options, here’s a quick comparison of safe alternatives:

Payment Method	Accepted?	Benefits
Walmart Pay	Yes	No extra fees, rewards integration
Contactless Debit/Credit Cards	Yes	Fast and secure
PayPal	Online Only	Easy tracking for online purchases
Gift Cards	Yes	Easy to purchase and gift, online & in-store

Conclusion

While Walmart doesn’t accept Apple Pay, there are plenty of other payment methods and strategies available to enhance your shopping experience. From Walmart Pay to cash-back rewards and discount apps, Walmart shoppers have numerous ways to save on every purchase. Try Walmart Pay for a seamless checkout experience and keep an eye out for exclusive savings in the Walmart app.

Ready to start saving? Download the Walmart app here and discover all the convenient ways to pay and save at Walmart.

Frequently Asked Questions

1. Does Walmart accept Apple Pay in-store or online?
No, Walmart does not accept Apple Pay. For digital payments, Walmart Pay is the alternative available through the Walmart app.

2. What digital payment methods does Walmart support?
Walmart supports Walmart Pay, PayPal (online-only), and major credit and debit cards. However, Google Pay and Samsung Pay are not accepted.

3. Is Walmart Pay secure?
Yes, Walmart Pay is highly secure. Your payment information is encrypted, and you can set up PIN or biometric authentication for an added layer of protection.

4. Can I use Google Pay or Samsung Pay at Walmart?
Currently, Walmart does not support Google Pay or Samsung Pay. Walmart Pay remains the primary mobile payment option in-store.

5. How can I maximize savings if I don’t use Walmart Pay?
Take advantage of cash-back credit cards, apps like Rakuten, and Walmart’s in-app deals for additional discounts.